Is Apple Card Good Reddit
3 at apple is pretty weak considering that usually cobranded card gives 5 and you probably care more about warranty over a few more percent cash back. That being said it is a very safe cardno numbers on it at all rewards are issued daily and its average in rewards.

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Is apple card good reddit. Apple Card is Goldman Sachs first credit card so this is unknown territory and the customer experience remains to be seen. The key might really be the availability of Apple Pay around you. But the companys claim that the card is leading the industry in encouraging people to pay less credit card interest isnt as impressive as it sounds.
Although I am not clumsy accidents can happen to anyone. US bank altitude reserve gives 3x for mobile payment. The Apple Card does not offer a free credit score unlike most of its main competitors.
I got mine 3-4 days after applying. The plastic shell on my 3GS developed a crack which was a known issue. Sign into your account on the website portal.
The Apple Pay factor. But is the Apple Credit Card honestly worth it. Plus theres no guarantee youll be approved for the Apple Card.
Luckily Apple still offers several other payment plans for non-cardholders. The fact that it. Retail locations will accept Apple Pay.
Plus once you address the issues that led to your Apple Card denial you can try again without hurting your credit score. If you frequently use Apple Pay or are an Apple devotee the card could be a fit for you. On a positive note you can ask for help and receive support via text though its unclear if this service is available 247.
All the cash back that you earn is applied on a daily basis to the Apple Cash card in your Wallet app. As popular as the Apple brand is having rewards so dependent on Apple-centric spending means the population it would work well for is a lot more limited than it would be for a Visa or Mastercard with above-average rewards on all purchases for example. Apple Card has some attractive benefits for Apple Pay users read.
In credit cards as in life rejection always stings. The Apple Card is not the best everyday credit card for the average person either. The Apple Card caters to a wide audience by offering something that is certainly not the best card in every situation but is a lot better than most cards in many situations.
The Apple Credit Card combines strong rewards with a consumer-friendly app. But the Apple Card is here to stay and its far from your only option for building credit earning rewards or financing purchases. The Apple Card probably doesnt need to be the best credit card around to attract customers.
Some people have had good luck with rate and limit. Its also worth noting that the Apple Card has no foreign transaction fees and Mastercards are widely accepted around the world so in general it will make a decent travel buddy. The biggest downside of this card is that it will not integrate with any budgeting applications.
Only if you accept are you subject to the hard inq. The card is trendy but the rewards arent impressive Marineau said. If you find yourself using Apple Pay a lot then the average reward you receive will be close to 2 percent cash back which is a solid reward rate and competitive with cards such as Citi Double Cash.
In the Wallet app tap the Total Balance panel on the main screen scroll down then tap on the statement you want to view. Drawbacks to the Apple Card. Even after a few years in 2020 the Apple Credit Card gets people excited.
Apple says that by the end of 2019 70 percent of US. The Apple card is extremely light on additional perks and is distinctly lacking the travel and purchase protections eg extended warranties that come with most credit cards. The Apple Card can be a smart choice if youre building or rebuilding your credit because its benefits compare favorably to other credit cards for consumers with fair credit.
It has come in handy a number of times. I buy AppleCare and Im not a clumsy person. Knowledgeable 1 year ago.
Absolutely ridiculous there isnt out of the box support for mint. I have had iPhones since. 2 with apply pay is also pretty weak.
While Apple has good quality products that generally last a long time they are not perfect. Its one of few where its a soft pull initially to see where you stand. I have also had batteries go bad a few times beyond the 1 year warranty.
Considering apple does not have any banking products this means that users are not getting a holistic view of their finances. Its definitely not the best. IPhone users and the most qualified applicants will get a great interest rate.
1 on card 2 with apple pay 3 on apple specific purchases. The Apple Card offers a good rewards rate for fans of Apple Pay and heavy Apple spenders but it doesnt make sense for everyone. Cardholders are also entitled to free ShopRunner service and a few perks through Mastercard Priceless Cities but thats about it.

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